Payload
{
"model": "FirstNational-CreditRisk-v3.2",
"model_version": "3.2.1",
"client_id_hash": "sha256:client-7734",
"decision": "DENIED",
"confidence": 0.96,
"credit_score": 541,
"requested_amount_usd": 120000,
"risk_tier": "very_high",
"features_used": [
"credit_score",
"dti_ratio",
"employment_tenure",
"payment_history"
],
"regulatory_framework": "ECOA",
"input_hash": "sha3-256:f860032a",
"timestamp_ref": "2026-04-11T18:51:47Z"
}
Raw Entry
{
"id": "fe584d0d-9b9a-4905-879b-cd51134ab885",
"timestamp": "2026-04-16T20:51:48.109463+00:00",
"source": "ai-credit-model-v3.2",
"action": "ai_decision_credit",
"payload": {
"model": "FirstNational-CreditRisk-v3.2",
"model_version": "3.2.1",
"client_id_hash": "sha256:client-7734",
"decision": "DENIED",
"confidence": 0.96,
"credit_score": 541,
"requested_amount_usd": 120000,
"risk_tier": "very_high",
"features_used": [
"credit_score",
"dti_ratio",
"employment_tenure",
"payment_history"
],
"regulatory_framework": "ECOA",
"input_hash": "sha3-256:f860032a",
"timestamp_ref": "2026-04-11T18:51:47Z"
},
"prev_hash": "eab2db97725e08cc9fa8b746c2bbb3a013ff4ff97efa4839b87fd48ba233c9ae",
"signing_key_id": "node-01",
"entry_hash": "9ffd9e11d3fd900fdbdacfdc9da39b7ab54b88691ddc11ec5a71075340a44736",
"signature": {
"algorithm": "HMAC-SHA3-256-DEV",
"key_id": "node-01",
"value": "lYOtJ9e6pwmMgNKrpkWIIH0fC+Y0KZLmupHGBRaZKLA="
}
}